Bankrate Financial Calculators

Free online tool — no sign-up required

Free mortgage, savings, and loan calculators with amortization schedules. Plan your finances with accurate payment estimates.

This tool is interactive — turn on JavaScript to use it.

How to Use Bankrate Financial Calculators

Select Your Calculator Type — Choose between mortgage, loan, or savings calculators based on your financial planning needs.
Enter Financial Details — Input relevant information like loan amount, interest rate, term, or savings contributions and goals.
View Payment Estimates — Our tool instantly calculates your estimated monthly payments, total interest, or future savings balance.
Explore Amortization Schedules — Review the detailed breakdown of principal and interest payments over the life of your loan or mortgage.
Adjust and Recalculate — Modify variables to see how changes impact your financial outcomes and find the best plan for you.

Are these financial calculators truly free to use?

Yes, all our financial calculators are completely free to use, forever. We do not charge for any calculations or features.

What types of financial calculations can we perform?

We offer mortgage, general loan, and savings calculators. These help estimate payments, interest, and future savings balances accurately.

Do we need to register or sign up to use the calculators?

No, you never need to sign up or create an account. Our tools are instant and accessible directly in your browser.

How do the amortization schedules work?

Our amortization schedules provide a detailed table showing how your loan's principal and interest are paid down over time with each payment.

Is our financial data kept private when using these tools?

Absolutely. Since all calculations run in your browser, none of your personal financial data is stored or transmitted by us.

Can we compare different loan scenarios easily?

Yes, you can easily adjust inputs like interest rates or loan terms to instantly compare various scenarios and optimize your financial decisions.

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